American Riviera Bank opened for business on July 18, 2006 in Santa Barbara, California with the support of approximately 400 local shareholders. The Bank is a full service community bank, focused on serving the lending and deposit needs of businesses and consumers in our community. The Bank has five full-service branches, located downtown in Santa Barbara, the upper village of Montecito, near the Calle Real Shopping Center in Goleta, in downtown San Luis Obispo and downtown Paso Robles. In addition, the Bank has Residential Lending and Commercial Lending offices in Downtown Santa Barbara, and a Loan Production Office in San Luis Obispo.
As a state-chartered non-member bank, the Bank is subject to regulation by the California Department of Business Oversight (the “DBO”), and the Federal Deposit Insurance Corporation (the “FDIC”). The Bank’s deposits are insured by the FDIC up to applicable legal limits.